Login

Lost your password?
Don't have an account? Sign Up
https://www.studyabroad.loan

36 comments

  1. Rushikesh Patil

    Thanks for the video , it was really helpful . Just a question , I’m planning to borrow loans for BS in physics in US . So , I might opt to study further up to MS that’s an extra 2 yrs . So , as you mentioned , can I borrow some loans even if I get a full ride scholarship for MS just for extending the time from which I , as a student would start the repayment ?

  2. Roopesh Singh

    Thanks for very informative videos. A question on education loan: i believe interest rates are much lower in US so is it possible to get an education loan in US for an Indian student (possible scenario e.g. if some US relative agrees to become guarantor). What’s the possibility of getting such loan in US?

    1. Saday Mondol

      Roopesh Singh You’re right about needing a US guarantor for an American loan. If you already have a guarantor, then getting the loan is easy.
      Do be careful about the interest rate, though. While it may seem low, what most people don’t account is the currency exchange rate. If you consider that too, then the interest rate doesn’t seem so low anymore. This article can explain it better than I can: https://medium.com/@williamair1/not-all-interest-rates-are-created-equal-7550d70e6e89
      Hope that answers your question. All the best from Team GyanDhan!

  3. KARUNYAA M

    Hi mam thanks for all your vedio
    Where want to study Master of surgery (MS) in abroad
    How much it cost as I’m a middle class people
    Is there any scholarship test & how to apply and prepare for it
    About loans too
    Plssssss reply fastly

  4. duke devaiah

    hey @chetchat your videos are amazing and really helpful. it would be helpful if you could make a video on how to get into universities in london for post graduation in law – like academics , marks , exams and other procedures. thank you

    1. Saday Mondol

      Pradeep Gadkari hi, I’m from Team GyanDhan (disclaimer!). So an admit is necessary to officially start the processing of the education loan. While you can easily contact the lender and know if they’re willing to do your process anytime, they won’t officially process without the admit. However, there are a few selected lenders who can give a loan without an admit, but only in very specific circumstances (such as only with collateral, and only for particular countries).
      Hope that helps. Feel free to ask more.

  5. KillSwitch

    Mam i love ur videos i got know so much about how i can handle my studies abroad. Mam i actually wanted to know that after the loan period took for a masters degree if i apply for a phd then and there do i have to start paying the loan amount?

    1. Saday Mondol

      Hi Akshat Gupta, I would expect the repayment to start after the moratorium (duration of your course+6 to 12 months) is over then repayments would begin until the loan has been repaid. Even if you’ve applied for a PhD, that will not change anything about the loan that you’ve already taken. However, from my experience in Team GyanDhan, it is theoretically possible to extend the loan as long as: 1. The lender is willing; 2. Your existing loan was with collateral AND that collateral can cover the new loan too; 3. That you haven’t started any repayments yet.
      The entire process is complex so I don’t think I’ll be able to explain it well in a comment. It’s also pretty rare too. If you have any further questions you can message me whenever you like, I’ll be happy to help.

    1. Saday Mondol

      jayanth naidu so I’m not sure what you mean by “X” amount. If you’re talking about what the total cost will be, then you would need to show enough to cover your total cost for the visa. Again, it differs from country to country as their visa processes are different, but generally for the US you’d need to show you have enough money (either your own money or from a loan or from both) to cover the total cost: and that include living expenses and food and stay along with your fees. So you’ll need to ensure you have that much. Full disclosure: I’m in Team GyanDhan.

  6. Rachita Sharma

    hi ma’am
    can you please make a video of the whole procedure to go abroad after 12th and after the person has completed the ielts along with the eligibility and criteria, how to apply to colleges and file.
    I will be highly obliged to you.

  7. Naman Sharma

    Guys please help me
    I’m a class 12 student of non medical (CBSE)
    I’m intrested in Robotics
    I belong to a middle class family

    I will be giving my JEE exam this year (its like a tradition that you have to follow?)

    Should i study for btech (in robotics) in India and apply for foreign university for MTech ?
    Or
    Any other suggestions will be helpful .

Leave a Comment

Your email address will not be published. Required fields are marked *

*
*